Head to head

Consorsbank vs comdirect — which broker is better?

Consorsbank or comdirect? Fees, regulation, platform and product range compared side by side — with a verdict drawn from the data.

Risk warning: CFDs and leveraged products are complex instruments and come with a high risk of losing money rapidly. Investments can fall in value. Past performance is not an indicator of future results.

Consorsbank

Free ETF savings plans, a real derivatives desk and free professional software — behind a tiered price list that rewards activity.

3,9

Group index 93/100Protection depends on your legal entity

BaFinACPRECB

Stocks (per order): 0.25 %
Minimum deposit: None
FX conversion: 0.26 %

Visit broker Full review

comdirect

Germany's most complete online broker — every product, every platform, and a price list to match.

3,9

Group index 93/100Protection depends on your legal entity

BaFinECB

Stocks (per order): 0.25 %
Minimum deposit: None
FX conversion: 1 %

Visit broker Full review

Advertising disclosure: where a partnership is active, we may earn a commission through broker links. The provider’s terms apply. Commissions do not influence our ratings; paid placements are separately labelled as sponsored.

The verdict in numbers

Four decision axes, each derived from the recorded data.

Overall both land on 3.9 out of 5. On commissions there is little between them — €12.50 against €12.50 for a reference EUR 5,000 order. Both score 93 out of 100 on the group index. Your account's protection depends on its legal entity. comdirect covers more ground with 10 of 14 asset classes against 9. On platform and app comdirect is ahead, 4.4 against 4.2 out of 5. Which one is right depends on which of these axes matters for your trading profile.

Overall scoreTie

Consorsbank: 3.9
comdirect: 3.9

CostsTie

Consorsbank: €12.50
comdirect: €12.50

Group indexNo winner

Consorsbank: 93 of 100
comdirect: 93 of 100

Product range

Consorsbank: 9/14
comdirect: 10/14 — Better

Platform & app

Consorsbank: 4.2
comdirect: 4.4 — Better

Compare brokers side by side

Up to four brokers at once — every row a decision point.

Data as of: 30 Aug 2026

Best value in the row

Consorsbank · comdirect
Criterion	Consorsbank 3,9 Visit broker	comdirect 3,9 Visit broker

Overall score	3.9	3.9
Group index	93 of 100	93 of 100
Best for	ETF savings plan investorsEurex and US derivatives tradersActive traders chasing tier discountsMulti-currency portfoliosInvestors who want free professional software	Investors who want one full-service accountEurex options and futures tradersActive traders needing a real deskAnyone prioritising deposit protectionClients who also want a German Girokonto

Regulation	BaFinACPRECB	BaFinECB
Top-tier licences	3 — Better	2
Investor protection	€3,000,000 — Better	€100,000
Listed group	Yes	Yes
Banking licence	Yes	Yes
Segregated client accounts	Yes	Yes
Negative balance protection	No	Yes
Audited financials	Yes	Yes
Disclosed regulatory actions	1	1
Founded	1994	1994
Headquarters	Nürnberg, DE	Quickborn, DE

Fees	3.4 — Better	2.9
Safety & regulation	4.5	4.6 — Better
Trading platform	4.3	4.4 — Better
Product range	4.5	4.6 — Better
Mobile app	4.0	4.3 — Better
Research	4.0	4.2 — Better
Customer support	2.6 — Better	2.4
Deposit & withdrawal	4.0	4.0
Account opening	3.9	4.0 — Better
Education	3.5	4.0 — Better

Reference order EUR 5,000	€12.50	€12.50
Minimum deposit	None	None
Stocks (per order)	0.25 %	0.25 %
US stocks	0.25 %	0.25 %
ETFs	0.25 %	0.25 %
Options	0.5 %	€1.50
Futures	€6	€4.50 — Better
Crypto	Not offered	Not offered
Bonds (order)	0.25 %	0.25 %
Funds (order)	0.25 %	0.25 %
EUR/USD spread	n/a	n/a
Index CFD spread	n/a	n/a
FX conversion	0.26 % — Better	1 %
Inactivity fee	None	None
Custody fee	None	None
Withdrawal fee	free	free
Deposit fee	free	free
Overnight financing	n/a	n/a
Other fees	Depot and cash account: EUR 0.00 — securities depot, Verrechnungskonto, additional sub-accounts and depot transfers are all free ETF savings plans: 0% of the rate on 1,700+ ETFs, permanently, from EUR 10 a month Share and certificate savings plans: 1.50% of the rate per execution; more than 5,000 shares and 100 certificates available Currency conversion: Bloomberg BFIX mid rate plus or minus a published absolute margin per currency: USD 0.0030, GBP 0.0020, CHF 0.0030, CAD 0.0060, AUD 0.0250, SEK/NOK 0.0240, JPY 0.3600. On EUR/USD in the 1.10–1.20 range the USD 0.0030 margin is roughly 0.25%–0.27%; we record 0.26% as the working figure. The price page lists these absolute margins for 'all other transaction types' (section 3.4), while its general rules (section 3.1) refer securities-trade conversions to the section 3.3 margins of 0.30% for G10 and 0.60% for non-G10 currencies; the page leaves open which margin applies to a securities trade Foreign exchange venue fees: London EUR 34, Paris EUR 36, Zurich EUR 41, Amsterdam EUR 42, Vienna, Milan, Brussels and Helsinki EUR 56, Madrid EUR 59, Lisbon EUR 64, Stockholm EUR 65, Oslo EUR 69, Tokyo EUR 72, Sydney EUR 101, Singapore EUR 121, Hong Kong EUR 124, Wellington EUR 136 — per order, on top of commission Wertpapierkredit: 7.55% p.a. nominal (7.77% effective) on an approved credit line; 13.90% nominal (14.64% effective) on tolerated overdrafts; both rates variable, as at 16 September 2026 +8	Custody fee (accounts opened from 15 July 2026): EUR 0.00 per month Custody fee (accounts opened up to 14 July 2026): EUR 1.95 per month (EUR 5.85 per quarter), waived with 2+ trades in the quarter, a Girokonto under the same customer number, or at least one savings plan execution in the quarter Venue fee: 0.0025% min EUR 2.50 at Xetra, Tradegate, gettex, LS Exchange, Quotrix, Stuttgart and Frankfurt Zertifikate AG; 0.005% min EUR 5 at the regional exchanges; none in LiveTrading Savings plan: 1.50% of the amount invested per execution for ETF, share and certificate plans Telephone, fax or letter order: EUR 14.90 surcharge Viel-Trader discount: 15% off commissions in the following half-year from 125 trades in the prior half-year; excludes venue fees, savings plans, promotions and Eurex +8

Asset classes (of 14)	9	10 — Better
Exchanges	34	n/a
Stocks	Yes	Yes
ETFs	Yes	Yes
Options	Yes	Yes
Futures	Yes	Yes
Forex	No	No
CFDs	No	Yes
Crypto	No	No
Bonds	Yes	Yes
Funds	Yes	Yes
Commodities	Yes	Yes
Indices	Yes	Yes
Warrants	Yes	Yes
Spread betting	No	No
Social trading	No	No

Platforms	Consorsbank Online-Brokerage (web)ActiveTraderActiveTrader ProConsorsbank Pro AppConsorsbank AppTrading API	comdirect web (Persönlicher Bereich)ProTradercomdirect Appcomdirect trading AppCFD Trader and CFD AppO&F-TraderREST APIstock3, TraderFox and Quant4you
Demo account	No	Yes
Fractional shares	Yes	Yes
Maximum leverage	Consorsbank does not offer CFDs, so no ESMA retail leverage cap applies. Leverage comes from a Wertpapierkredit against the portfolio at 7.55% p.a.	1:30
Account opening	Online application with identity verification, then access credentials sent by post — a day or two slower than app-first competitors	Fully online in a few minutes with identity verification and photoTAN activation; the Eurex O&F account is a separate paper application
Account types	WertpapierdepotJunior-DepotMargin-KontoFremdwährungskontoTagesgeld- und Festgeldkonto	comdirect DepotPure DepotJunior DepotZweit-DepotCFD-KontoO&F-Kontocominvest

Payment methods	Bank transferSEPASEPA Instant	Bank transferSEPA
Account currencies	EURUSDGBPCHFCADAUDJPYSEKNOKSGD+2	EUR
Deposit time	SEPA credit transfer within one business day; SEPA instant transfers execute around the clock within roughly 10 seconds	SEPA credit transfer, typically same day to 1 business day; instant if transferred from a comdirect Girokonto
Withdrawal time	1 business day for SEPA transfers instructed before the 16:30 cut-off	1–2 business days to the reference account
Free withdrawals	n/a	n/a

Languages	German	German
Channels	PhoneEmailLive chatTicket system	PhoneEmailLive chat
Availability	Betreuungsteam by phone, contact form and live chat; Consorsbank does not publish fixed service hours on its public pages	24/7 by phone, e-mail and live chat; the CFD desk runs Mon–Fri 08:00–22:00, Sat 10:00–18:00 and Sun 12:00–20:00

Strengths and weaknesses side by side

Editorial assessment based on the recorded data.

Consorsbank

Free ETF savings plans, a real derivatives desk and free professional software — behind a tiered price list that rewards activity.

3,9

Pros

All ETF savings plans run at 0% of the savings rate on more than 1,700 ETFs, permanently — the partners cover the fee, replacing the old 1.50% charge
The deepest derivatives access of any German retail bank: Eurex options and futures with volume rebates down to EUR 2.00 per contract, plus CME, CBOT and OCC options and futures on a dedicated Margin account
ActiveTrader professional software and the Trading API are both free, with real-time monitoring, one-click ordering and Iceberg orders on Xetra in the Pro version
Free depot, free Verrechnungskonto, free sub-accounts and free depot transfers, with no inactivity fee
Transparent, published FX conversion margins — Bloomberg BFIX plus USD 0.0030, GBP 0.0020, CHF 0.0030 — roughly 0.26% on the dollar (0.30% if the price page's percentage margin applies to securities trades), better than flatex's 0.35% and more transparent than comdirect, which publishes no percentage at all
Free foreign-currency sub-accounts in eleven currencies plus EUR, so US or Swiss proceeds do not have to be converted back at a spread
Backed by BNP Paribas S.A. under ECB, BaFin, ACPR and AMF supervision, with the voluntary BdB fund protecting private individuals up to EUR 3 million
From the second partial execution only the percentage commission applies — base fee and venue cost drop away, which materially cuts the cost of large orders that fill in pieces

Cons

The tiered pricing starts unremarkable and Consorsbank does not publish the volume thresholds for Silver, Gold and Platinum status on its public price pages, so a new customer cannot calculate what they will actually pay next year
Direct foreign exchange access is priced punitively: EUR 34 for London, EUR 41 for Zurich, EUR 72 for Tokyo, EUR 121 for Singapore and EUR 136 for Wellington in venue costs per order, plus a EUR 21 USA Smart Order fee and EUR 69 for Canada
Customer service scores 1.6 out of 5 on Trustpilot across 300 reviews, with reviewers reporting online-banking failures that blocked access to accounts and depots for weeks, and slow, unhelpful responses
Share, certificate and ETC savings plans still cost 1.50% of the rate, so only the ETF plans are genuinely free once the twelve-month new-customer promotion expires
ActiveTrader Pro costs up to EUR 119 a month for standard-status customers, and US derivatives market data adds EUR 5–29 a month — the professional tooling is only free once you are already trading heavily
No CFDs, no spot forex and no spot crypto, and the Tagesgeld pays 1.00% p.a. outside promotional periods

Best for

ETF savings plan investorsEurex and US derivatives tradersActive traders chasing tier discountsMulti-currency portfoliosInvestors who want free professional software

comdirect

Germany's most complete online broker — every product, every platform, and a price list to match.

3,9

Pros

The broadest product range of the three German incumbents: shares, ETFs, funds, bonds, certificates, warrants, CFDs and direct Eurex options and futures in one depot
Excellent platform stack — ProTrader for real-time multi-monitor trading, O&F-Trader with a margin simulator, CFD Trader with a free demo, plus a documented REST API and stock3, TraderFox and Quant4you integrations
Cash sits behind Commerzbank AG: statutory EdB cover of EUR 100,000 plus the voluntary BdB Einlagensicherungsfonds protecting private individuals up to EUR 3 million, with direct ECB supervision as a significant institution
Custody is now free for depots opened from 15 July 2026, and the second depot has always been free
Cheap Eurex derivatives pricing: EUR 1.50 per single-stock option contract and EUR 1.50 for the MicroDAX future, each with a EUR 9.90 execution minimum
Fully tax-simple for German residents — automatic Abgeltungsteuer withholding, Freistellungsauftrag, loss-offset pots and free annual tax certificates
A EUR 1.00 Pure Depot exists for investors who only need gettex and savings plans, and a 15% Viel-Trader discount rewards 125+ trades per half-year

Cons

Standard commissions are among the highest in the market: EUR 4.90 plus 0.25% of order value, minimum EUR 9.90 and maximum EUR 59.90, plus a EUR 2.50 venue fee — roughly four times what flatex charges on a EUR 10,000 order
Savings plans cost 1.50% of the amount invested per execution. On a EUR 500 monthly ETF plan that is EUR 7.50 a month, or EUR 90 a year, where Consorsbank and flatex both charge zero
Customer service is the standout failure: 1.4 out of 5 on Trustpilot across 4,117 reviews, dominated by complaints about extremely long telephone hold times and unhelpful responses, despite the advertised 24/7 desk
The advertised EUR 3.90 per trade applies only to new depot customers for 36 months, after which the full tariff returns — the headline number is not the price you end up paying
The cheap Pure Depot is heavily restricted: gettex only, no off-exchange trading, no derivatives, no IPOs, no ProTrader, no securities credit, no joint or second depot
No spot cryptocurrency and no wallet — exposure is limited to crypto certificates and ETNs, and foreign trades settle at Commerzbank reference rates rather than a published percentage markup; comdirect's own cost disclosure estimates the conversion at 1%

Best for

Investors who want one full-service accountEurex options and futures tradersActive traders needing a real deskAnyone prioritising deposit protectionClients who also want a German Girokonto

Open an account with either

A demo account costs nothing and answers the platform question in ten minutes.

Visit broker: Consorsbank Visit broker: comdirect

More comparisons

Alternatives people weigh up alongside these two.

Consorsbank vs comdirect — which broker is better?

Consorsbank or comdirect? Fees, regulation, platform and product range compared side by side — with a verdict drawn from the data.

The verdict in numbers

Four decision axes, each derived from the recorded data.

Consorsbank · comdirect
Criterion	Consorsbank 3,9 Visit broker	comdirect 3,9 Visit broker

Overall score	3.9	3.9
Group index	93 of 100	93 of 100
Best for	ETF savings plan investorsEurex and US derivatives tradersActive traders chasing tier discountsMulti-currency portfoliosInvestors who want free professional software	Investors who want one full-service accountEurex options and futures tradersActive traders needing a real deskAnyone prioritising deposit protectionClients who also want a German Girokonto

Regulation	BaFinACPRECB	BaFinECB
Top-tier licences	3 — Better	2
Investor protection	€3,000,000 — Better	€100,000
Listed group	Yes	Yes
Banking licence	Yes	Yes
Segregated client accounts	Yes	Yes
Negative balance protection	No	Yes
Audited financials	Yes	Yes
Disclosed regulatory actions	1	1
Founded	1994	1994
Headquarters	Nürnberg, DE	Quickborn, DE

Fees	3.4 — Better	2.9
Safety & regulation	4.5	4.6 — Better
Trading platform	4.3	4.4 — Better
Product range	4.5	4.6 — Better
Mobile app	4.0	4.3 — Better
Research	4.0	4.2 — Better
Customer support	2.6 — Better	2.4
Deposit & withdrawal	4.0	4.0
Account opening	3.9	4.0 — Better
Education	3.5	4.0 — Better

Reference order EUR 5,000	€12.50	€12.50
Minimum deposit	None	None
Stocks (per order)	0.25 %	0.25 %
US stocks	0.25 %	0.25 %
ETFs	0.25 %	0.25 %
Options	0.5 %	€1.50
Futures	€6	€4.50 — Better
Crypto	Not offered	Not offered
Bonds (order)	0.25 %	0.25 %
Funds (order)	0.25 %	0.25 %
EUR/USD spread	n/a	n/a
Index CFD spread	n/a	n/a
FX conversion	0.26 % — Better	1 %
Inactivity fee	None	None
Custody fee	None	None
Withdrawal fee	free	free
Deposit fee	free	free
Overnight financing	n/a	n/a
Other fees	Depot and cash account: EUR 0.00 — securities depot, Verrechnungskonto, additional sub-accounts and depot transfers are all free ETF savings plans: 0% of the rate on 1,700+ ETFs, permanently, from EUR 10 a month Share and certificate savings plans: 1.50% of the rate per execution; more than 5,000 shares and 100 certificates available Currency conversion: Bloomberg BFIX mid rate plus or minus a published absolute margin per currency: USD 0.0030, GBP 0.0020, CHF 0.0030, CAD 0.0060, AUD 0.0250, SEK/NOK 0.0240, JPY 0.3600. On EUR/USD in the 1.10–1.20 range the USD 0.0030 margin is roughly 0.25%–0.27%; we record 0.26% as the working figure. The price page lists these absolute margins for 'all other transaction types' (section 3.4), while its general rules (section 3.1) refer securities-trade conversions to the section 3.3 margins of 0.30% for G10 and 0.60% for non-G10 currencies; the page leaves open which margin applies to a securities trade Foreign exchange venue fees: London EUR 34, Paris EUR 36, Zurich EUR 41, Amsterdam EUR 42, Vienna, Milan, Brussels and Helsinki EUR 56, Madrid EUR 59, Lisbon EUR 64, Stockholm EUR 65, Oslo EUR 69, Tokyo EUR 72, Sydney EUR 101, Singapore EUR 121, Hong Kong EUR 124, Wellington EUR 136 — per order, on top of commission Wertpapierkredit: 7.55% p.a. nominal (7.77% effective) on an approved credit line; 13.90% nominal (14.64% effective) on tolerated overdrafts; both rates variable, as at 16 September 2026 +8	Custody fee (accounts opened from 15 July 2026): EUR 0.00 per month Custody fee (accounts opened up to 14 July 2026): EUR 1.95 per month (EUR 5.85 per quarter), waived with 2+ trades in the quarter, a Girokonto under the same customer number, or at least one savings plan execution in the quarter Venue fee: 0.0025% min EUR 2.50 at Xetra, Tradegate, gettex, LS Exchange, Quotrix, Stuttgart and Frankfurt Zertifikate AG; 0.005% min EUR 5 at the regional exchanges; none in LiveTrading Savings plan: 1.50% of the amount invested per execution for ETF, share and certificate plans Telephone, fax or letter order: EUR 14.90 surcharge Viel-Trader discount: 15% off commissions in the following half-year from 125 trades in the prior half-year; excludes venue fees, savings plans, promotions and Eurex +8

Asset classes (of 14)	9	10 — Better
Exchanges	34	n/a
Stocks	Yes	Yes
ETFs	Yes	Yes
Options	Yes	Yes
Futures	Yes	Yes
Forex	No	No
CFDs	No	Yes
Crypto	No	No
Bonds	Yes	Yes
Funds	Yes	Yes
Commodities	Yes	Yes
Indices	Yes	Yes
Warrants	Yes	Yes
Spread betting	No	No
Social trading	No	No

Platforms	Consorsbank Online-Brokerage (web)ActiveTraderActiveTrader ProConsorsbank Pro AppConsorsbank AppTrading API	comdirect web (Persönlicher Bereich)ProTradercomdirect Appcomdirect trading AppCFD Trader and CFD AppO&F-TraderREST APIstock3, TraderFox and Quant4you
Demo account	No	Yes
Fractional shares	Yes	Yes
Maximum leverage	Consorsbank does not offer CFDs, so no ESMA retail leverage cap applies. Leverage comes from a Wertpapierkredit against the portfolio at 7.55% p.a.	1:30
Account opening	Online application with identity verification, then access credentials sent by post — a day or two slower than app-first competitors	Fully online in a few minutes with identity verification and photoTAN activation; the Eurex O&F account is a separate paper application
Account types	WertpapierdepotJunior-DepotMargin-KontoFremdwährungskontoTagesgeld- und Festgeldkonto	comdirect DepotPure DepotJunior DepotZweit-DepotCFD-KontoO&F-Kontocominvest

Payment methods	Bank transferSEPASEPA Instant	Bank transferSEPA
Account currencies	EURUSDGBPCHFCADAUDJPYSEKNOKSGD+2	EUR
Deposit time	SEPA credit transfer within one business day; SEPA instant transfers execute around the clock within roughly 10 seconds	SEPA credit transfer, typically same day to 1 business day; instant if transferred from a comdirect Girokonto
Withdrawal time	1 business day for SEPA transfers instructed before the 16:30 cut-off	1–2 business days to the reference account
Free withdrawals	n/a	n/a

Languages	German	German
Channels	PhoneEmailLive chatTicket system	PhoneEmailLive chat
Availability	Betreuungsteam by phone, contact form and live chat; Consorsbank does not publish fixed service hours on its public pages	24/7 by phone, e-mail and live chat; the CFD desk runs Mon–Fri 08:00–22:00, Sat 10:00–18:00 and Sun 12:00–20:00

Criterion

3,9

3,9

Overall score

3.9

Group index

93 of 100

Best for

ETF savings plan investorsEurex and US derivatives tradersActive traders chasing tier discountsMulti-currency portfoliosInvestors who want free professional software

Investors who want one full-service accountEurex options and futures tradersActive traders needing a real deskAnyone prioritising deposit protectionClients who also want a German Girokonto

Regulation

BaFinACPRECB

BaFinECB

Top-tier licences

Investor protection

€3,000,000

€100,000

Listed group

Banking licence

Segregated client accounts

Negative balance protection

Audited financials

Disclosed regulatory actions

Founded

1994

Headquarters

Nürnberg, DE

Quickborn, DE

Fees

3.4

2.9

Safety & regulation

4.5

4.6

Trading platform

4.3

4.4

Product range

4.5

4.6

Mobile app

4.0

4.3

Research

4.0

4.2

Customer support

2.6

2.4

Deposit & withdrawal

4.0

Account opening

3.9

4.0

Education

3.5

4.0

Reference order EUR 5,000

€12.50

Minimum deposit

None

Stocks (per order)

0.25 %

US stocks

0.25 %

ETFs

0.25 %

Options

0.5 %

€1.50

Futures

€6

€4.50

Crypto

Not offered

Bonds (order)

0.25 %

Funds (order)

0.25 %

EUR/USD spread

n/a

Index CFD spread

n/a

FX conversion

0.26 %

1 %

Inactivity fee

None

Custody fee

None

Withdrawal fee

free

Deposit fee

free

Overnight financing

n/a

Other fees

Depot and cash account: EUR 0.00 — securities depot, Verrechnungskonto, additional sub-accounts and depot transfers are all free
ETF savings plans: 0% of the rate on 1,700+ ETFs, permanently, from EUR 10 a month
Share and certificate savings plans: 1.50% of the rate per execution; more than 5,000 shares and 100 certificates available
Currency conversion: Bloomberg BFIX mid rate plus or minus a published absolute margin per currency: USD 0.0030, GBP 0.0020, CHF 0.0030, CAD 0.0060, AUD 0.0250, SEK/NOK 0.0240, JPY 0.3600. On EUR/USD in the 1.10–1.20 range the USD 0.0030 margin is roughly 0.25%–0.27%; we record 0.26% as the working figure. The price page lists these absolute margins for 'all other transaction types' (section 3.4), while its general rules (section 3.1) refer securities-trade conversions to the section 3.3 margins of 0.30% for G10 and 0.60% for non-G10 currencies; the page leaves open which margin applies to a securities trade
Foreign exchange venue fees: London EUR 34, Paris EUR 36, Zurich EUR 41, Amsterdam EUR 42, Vienna, Milan, Brussels and Helsinki EUR 56, Madrid EUR 59, Lisbon EUR 64, Stockholm EUR 65, Oslo EUR 69, Tokyo EUR 72, Sydney EUR 101, Singapore EUR 121, Hong Kong EUR 124, Wellington EUR 136 — per order, on top of commission
Wertpapierkredit: 7.55% p.a. nominal (7.77% effective) on an approved credit line; 13.90% nominal (14.64% effective) on tolerated overdrafts; both rates variable, as at 16 September 2026
+8

Custody fee (accounts opened from 15 July 2026): EUR 0.00 per month
Custody fee (accounts opened up to 14 July 2026): EUR 1.95 per month (EUR 5.85 per quarter), waived with 2+ trades in the quarter, a Girokonto under the same customer number, or at least one savings plan execution in the quarter
Venue fee: 0.0025% min EUR 2.50 at Xetra, Tradegate, gettex, LS Exchange, Quotrix, Stuttgart and Frankfurt Zertifikate AG; 0.005% min EUR 5 at the regional exchanges; none in LiveTrading
Savings plan: 1.50% of the amount invested per execution for ETF, share and certificate plans
Telephone, fax or letter order: EUR 14.90 surcharge
Viel-Trader discount: 15% off commissions in the following half-year from 125 trades in the prior half-year; excludes venue fees, savings plans, promotions and Eurex
+8

Asset classes (of 14)

Exchanges

n/a

Stocks

ETFs

Options

Futures

Forex

CFDs

Crypto

Bonds

Funds

Commodities

Indices

Warrants

Spread betting

Social trading

Platforms

Consorsbank Online-Brokerage (web)ActiveTraderActiveTrader ProConsorsbank Pro AppConsorsbank AppTrading API

comdirect web (Persönlicher Bereich)ProTradercomdirect Appcomdirect trading AppCFD Trader and CFD AppO&F-TraderREST APIstock3, TraderFox and Quant4you

Demo account

Fractional shares

Maximum leverage

Consorsbank does not offer CFDs, so no ESMA retail leverage cap applies. Leverage comes from a Wertpapierkredit against the portfolio at 7.55% p.a.

1:30

Account opening

Online application with identity verification, then access credentials sent by post — a day or two slower than app-first competitors

Fully online in a few minutes with identity verification and photoTAN activation; the Eurex O&F account is a separate paper application

Account types

WertpapierdepotJunior-DepotMargin-KontoFremdwährungskontoTagesgeld- und Festgeldkonto

comdirect DepotPure DepotJunior DepotZweit-DepotCFD-KontoO&F-Kontocominvest

Payment methods

Bank transferSEPASEPA Instant

Bank transferSEPA

Account currencies

EURUSDGBPCHFCADAUDJPYSEKNOKSGD+2

EUR

Deposit time

SEPA credit transfer within one business day; SEPA instant transfers execute around the clock within roughly 10 seconds

SEPA credit transfer, typically same day to 1 business day; instant if transferred from a comdirect Girokonto

Withdrawal time

1 business day for SEPA transfers instructed before the 16:30 cut-off

1–2 business days to the reference account

Free withdrawals

n/a

Languages

German

Channels

PhoneEmailLive chatTicket system

PhoneEmailLive chat

Availability

Betreuungsteam by phone, contact form and live chat; Consorsbank does not publish fixed service hours on its public pages

24/7 by phone, e-mail and live chat; the CFD desk runs Mon–Fri 08:00–22:00, Sat 10:00–18:00 and Sun 12:00–20:00