Head to head

Trading 212 vs Yuh — which broker is better?

Trading 212 or Yuh? Fees, regulation, platform and product range compared side by side — with a verdict drawn from the data.

Risk warning: CFDs and leveraged products are complex instruments and come with a high risk of losing money rapidly. Investments can fall in value. Past performance is not an indicator of future results.

Trading 212

The cheapest mainstream way to buy stocks and ETFs in Europe - 0% commission, 0.15% FX, and almost nothing else to pay.

4,1

Group index 75/100Protection depends on your legal entity

FCABaFinASIC+2

Stocks (per order): Free
Minimum deposit: €1
FX conversion: 0.15 %

Visit broker Full review

Yuh

Switzerland's best-executed banking-and-investing app — as long as your orders stay small and your ambitions stay simple.

3,5

Group index 88/100Protection depends on your legal entity

FINMA

Stocks (per order): 0.5 %
Minimum deposit: None
FX conversion: 0.95 %

Visit broker Full review

Advertising disclosure: where a partnership is active, we may earn a commission through broker links. The provider’s terms apply. Commissions do not influence our ratings; paid placements are separately labelled as sponsored.

The verdict in numbers

Four decision axes, each derived from the recorded data.

Overall Trading 212 takes it, 4.1 against 3.5 out of 5. Trading 212 is the cheaper of the two: a reference EUR 5,000 stock order costs €0.00 there against €25.00. Yuh scores 88 against 75 out of 100 on the group index. Your account's protection depends on its legal entity. Trading 212 covers more ground with 7 of 14 asset classes against 4. On platform and app Trading 212 is ahead, 4.3 against 3.5 out of 5. Which one is right depends on which of these axes matters for your trading profile.

Overall score

Trading 212: 4.1 — Better
Yuh: 3.5

Costs

Trading 212: €0.00 — Better
Yuh: €25.00

Group indexNo winner

Trading 212: 75 of 100
Yuh: 88 of 100

Product range

Trading 212: 7/14 — Better
Yuh: 4/14

Platform & app

Trading 212: 4.3 — Better
Yuh: 3.5

Compare brokers side by side

Up to four brokers at once — every row a decision point.

Data as of: 21 Aug 2026

Best value in the row

Trading 212 · Yuh
Criterion	Trading 212 4,1 Visit broker	Yuh 3,5 Visit broker

Overall score	4.1 — Better	3.5
Group index	75 of 100	88 of 100
Best for	Low-cost ETF investingMonthly savings plansFractional share investingMobile-first investorsMulti-currency portfolios	First-time Swiss investorsMonthly ETF savings plansSmall and fractional ordersMobile-first everyday banking plus investingSwiss pillar 3a savers

Regulation	FCABaFinASICCySECFSC	FINMA
Top-tier licences	3 — Better	1
Investor protection	£85,000	CHF 100,000 — Better
Listed group	No	Yes
Banking licence	No	Yes
Segregated client accounts	Yes	Yes
Negative balance protection	Yes	Yes
Audited financials	Yes	Yes
Disclosed regulatory actions	2	None
Founded	2004	2021
Headquarters	London, GB	Gland, CH

Fees	4.8 — Better	3.3
Safety & regulation	4.0	4.4 — Better
Trading platform	3.8 — Better	2.6
Product range	3.7 — Better	2.8
Mobile app	4.7 — Better	4.3
Research	2.8 — Better	2.2
Customer support	3.8 — Better	3.6
Deposit & withdrawal	4.4 — Better	4.0
Account opening	4.7 — Better	4.6
Education	3.4 — Better	3.2

Reference order EUR 5,000	€0.00 — Better	€25.00
Minimum deposit	€1	None — Better
Stocks (per order)	Free — Better	0.5 %
US stocks	Free — Better	0.5 %
ETFs	Free — Better	0.5 %
Options	Not offered	Not offered
Futures	Not offered	Not offered
Crypto	in the spread	1 %
Bonds (order)	n/a	n/a
Funds (order)	n/a	n/a
EUR/USD spread	n/a	n/a
Index CFD spread	n/a	n/a
FX conversion	0.15 % — Better	0.95 %
Inactivity fee	None	n/a
Custody fee	None	None
Withdrawal fee	free	free
Deposit fee	0.7 %	free — Better
Overnight financing	n/a	n/a
Other fees	FX conversion fee: 0.15% on Invest, Stocks ISA and SIPP; 0.4% for Trading 212 AU clients; around 0.5% on CFD accounts Trading commission and custody fee: None on Invest, Stocks ISA and SIPP Inactivity fee: None on any account type Card and e-wallet deposits: Free up to a cumulative GBP/EUR 2,000, then 0.7% Bank transfers and withdrawals: Free, with no minimum UK exchange and tax charges: Stamp Duty Reserve Tax 0.5% on UK share purchases (gilts, bonds and ETFs exempt); PTM levy GBP 1.50 on orders above GBP 10,000 +3	Account, custody and cards: Free — Swiss IBAN, account management, custody, physical and virtual Debit Mastercard, contactless and mobile payments Securities commission: 0.50% up to CHF 10,000 (min CHF 1), 0.35% to CHF 20,000, 0.25% above CHF 20,000 Recurring ETF buy orders: Free on eligible ETFs; stamp duty, TER and sell-side fees still apply Digital assets: 1% per trade, free custody, 24/7 trading Currency exchange: 0.95% above the interbank (mid-market) rate Pillar 3a: 0.50% per year all-in, covering custody, fund TER, FX, administration and unlimited strategy changes +5

Asset classes (of 14)	7 — Better	4
Exchanges	n/a	n/a
Stocks	Yes	Yes
ETFs	Yes	Yes
Options	No	No
Futures	No	No
Forex	Yes	No
CFDs	Yes	No
Crypto	Yes	Yes
Bonds	No	Yes
Funds	No	No
Commodities	Yes	No
Indices	Yes	No
Warrants	No	No
Spread betting	No	No
Social trading	No	No

Platforms	Trading 212 web platformTrading 212 mobile app	Yuh app
Demo account	Yes	No
Fractional shares	Yes	Yes
Maximum leverage	1:30	n/a
Account opening	Same day for most UK and EEA applicants; fully digital onboarding with automated ID verification	Fully digital in-app onboarding with a Swiss IBAN, for residents of Switzerland, Austria and Liechtenstein only (onboarding from other countries on hold as of August 2026); residents of Austria and Liechtenstein must fund with at least EUR/CHF 500 to complete opening
Account types	InvestStocks ISACash ISASIPPCFD212 Crypto	Yuh accountYuh&Me joint accountYuh 14+Pillar 3a

Payment methods	Bank transferSEPASEPA InstantCredit cardDebit cardApple PayGoogle Pay	Bank transferSEPA
Account currencies	GBPEURUSDCHFPLNSEKNOKDKKCZKHUF+2	CHFUSDEURGBPJPYAUDCADSEKHKDNOK+3
Deposit time	Instant for cards, Apple Pay, Google Pay and Instant Bank Transfer; 1-2 business days for standard bank transfer	Domestic Swiss and SEPA EUR transfers typically 1–2 business days
Withdrawal time	Typically 1-3 business days, free and with no minimum	1–2 business days within Switzerland and the SEPA area
Free withdrawals	n/a	n/a

Languages	EnglishGermanSpanishFrenchItalianDutchPolishBulgarianCzechRomanian	GermanFrenchItalianEnglish
Channels	Live chatEmailTicket system	PhoneLive chatTicket system
Availability	In-app live chat and email around the clock on weekdays; no retail phone line	Swiss business hours; phone, in-app message and in-app chat support are all free of charge

Strengths and weaknesses side by side

Editorial assessment based on the recorded data.

Trading 212

The cheapest mainstream way to buy stocks and ETFs in Europe - 0% commission, 0.15% FX, and almost nothing else to pay.

4,1

Pros

The lowest all-in cost of any mainstream European broker for buy-and-hold investors: no commission, no custody fee, no inactivity fee, free withdrawals with no minimum, and a 0.15% FX conversion fee.
Over 13,000 global stocks and ETFs across LSE, Xetra, Gettex, NYSE, Nasdaq and Euronext Amsterdam, all available fractionally from as little as EUR 1.
Pies and AutoInvest let you define a target portfolio with weights and drip contributions into it automatically - proper portfolio automation rather than a recurring single-stock order.
A true multi-currency account across twelve-plus currencies including GBP, EUR, USD, CHF, PLN, SEK, NOK, DKK, CZK, HUF, CAD and AUD, so you can hold the currency you trade in and avoid conversion entirely.
Bank transfers and all withdrawals are free with no limits; card and e-wallet deposits are free up to a cumulative GBP/EUR 2,000 before a 0.7% charge applies.
EEA clients of Trading 212 Markets Ltd. get EUR 20,000 ICF cover plus, per Trading 212's own disclosure, additional insurance up to EUR 1m through Lloyd's of London.
Regulated across five jurisdictions - FCA 609146, CySEC 398/21, BaFin 10109603, ASIC 541122 and Bulgaria's FSC - which is unusually broad for a private app broker.
The mobile app is genuinely excellent: full account functionality, fast, and consistently among the highest-rated broker apps in the UK.

Cons

Research is the weakest of any broker at this size. There is no meaningful screener, no analyst consensus, no fundamental data worth the name and no export tooling - you will make every decision using data from somewhere else.
No options, no futures, no individual bonds and no mutual funds. The entire proposition is stocks, ETFs, CFDs and spot crypto; anything more structured has to live at another broker.
Support is chat and email only, with no retail phone line. For a platform holding a pension and an ISA, the absence of a voice channel is a real gap when something is time-critical.
Privately held, so there is no quarterly reporting or public market scrutiny of the kind eToro and XTB are subject to as listed companies.
Governance record has two visible blemishes: blocking retail GameStop purchases in January 2021, which drew UK Financial Ombudsman complaints, and being reported in 2026 to have let UK retail clients buy crypto ETNs between October 2025 and January 2026 before holding the FCA permission.
CFD costs are much less attractive than the investing side - the FX fee is around 0.5% rather than 0.15%, and overnight interest accrues daily on every leveraged position and compounds over time.

Best for

Low-cost ETF investingMonthly savings plansFractional share investingMobile-first investorsMulti-currency portfolios

Yuh

Switzerland's best-executed banking-and-investing app — as long as your orders stay small and your ambitions stay simple.

3,5

Pros

Free Swiss IBAN, free account management, free custody and a free physical and virtual Debit Mastercard — the recurring cost of holding the account is genuinely zero
Recurring 'buy' orders on eligible ETFs carry no trading fee at all, which makes a monthly ETF savings plan effectively commission-free apart from stamp duty and TER
Fractional trading from CHF 10 on any available product, so an expensive share like Lindt or an S&P 500 tracker is reachable on a small budget
Banking services are provided by Swissquote Bank Ltd under a FINMA licence, with esisuisse cover up to CHF 100,000 and the Swissquote group listed on the SIX Swiss Exchange under SQN
Real digital assets rather than CFDs — coins listed on Swissquote's SQX exchange with Coinbase and Bitstamp for liquidity, at 1% per trade with free custody and 24/7 access
Multi-currency account in 13 currencies with free CHF and Liechtenstein transfers and free SEPA transfers in euros
Pillar 3a wrapper at 0.50% per year all-in including fund TER, FX, administration and unlimited strategy changes, which is competitive for a Swiss 3a solution
Account opening is fully in-app and takes minutes, with free phone, message and chat support afterwards

Cons

The 0.95% currency exchange markup is the dominant hidden cost: a CHF 5,000 purchase of a US share costs about CHF 47.50 in FX versus CHF 25 in commission, and you pay it again when you sell
Percentage-only commission scales badly — CHF 50 on a CHF 10,000 order and CHF 70 on a CHF 20,000 order, with no cap, against tiered Swiss brokers charging a fraction of that at the same size
App-only: there is no web platform, no desktop client, no API and no way to review or manage a portfolio from a computer
Product range stops at shares, ETFs, Themes, bonds and digital assets — no options, no futures, no forex, no CFDs, no margin and no mutual funds
Research is close to non-existent: no screener, no fundamentals suite, no analyst estimates; the marketing site outsources charts to embedded TradingView widgets
Cash in saving projects earns 0% in CHF, EUR and USD as published, and transfers outside the SEPA area are not supported at all

Best for

First-time Swiss investorsMonthly ETF savings plansSmall and fractional ordersMobile-first everyday banking plus investingSwiss pillar 3a savers

Open an account with either

A demo account costs nothing and answers the platform question in ten minutes.

Visit broker: Trading 212 Visit broker: Yuh

More comparisons

Alternatives people weigh up alongside these two.

Trading 212 vs Yuh — which broker is better?

Trading 212 or Yuh? Fees, regulation, platform and product range compared side by side — with a verdict drawn from the data.

The verdict in numbers

Four decision axes, each derived from the recorded data.

Trading 212 · Yuh
Criterion	Trading 212 4,1 Visit broker	Yuh 3,5 Visit broker

Overall score	4.1 — Better	3.5
Group index	75 of 100	88 of 100
Best for	Low-cost ETF investingMonthly savings plansFractional share investingMobile-first investorsMulti-currency portfolios	First-time Swiss investorsMonthly ETF savings plansSmall and fractional ordersMobile-first everyday banking plus investingSwiss pillar 3a savers

Regulation	FCABaFinASICCySECFSC	FINMA
Top-tier licences	3 — Better	1
Investor protection	£85,000	CHF 100,000 — Better
Listed group	No	Yes
Banking licence	No	Yes
Segregated client accounts	Yes	Yes
Negative balance protection	Yes	Yes
Audited financials	Yes	Yes
Disclosed regulatory actions	2	None
Founded	2004	2021
Headquarters	London, GB	Gland, CH

Fees	4.8 — Better	3.3
Safety & regulation	4.0	4.4 — Better
Trading platform	3.8 — Better	2.6
Product range	3.7 — Better	2.8
Mobile app	4.7 — Better	4.3
Research	2.8 — Better	2.2
Customer support	3.8 — Better	3.6
Deposit & withdrawal	4.4 — Better	4.0
Account opening	4.7 — Better	4.6
Education	3.4 — Better	3.2

Reference order EUR 5,000	€0.00 — Better	€25.00
Minimum deposit	€1	None — Better
Stocks (per order)	Free — Better	0.5 %
US stocks	Free — Better	0.5 %
ETFs	Free — Better	0.5 %
Options	Not offered	Not offered
Futures	Not offered	Not offered
Crypto	in the spread	1 %
Bonds (order)	n/a	n/a
Funds (order)	n/a	n/a
EUR/USD spread	n/a	n/a
Index CFD spread	n/a	n/a
FX conversion	0.15 % — Better	0.95 %
Inactivity fee	None	n/a
Custody fee	None	None
Withdrawal fee	free	free
Deposit fee	0.7 %	free — Better
Overnight financing	n/a	n/a
Other fees	FX conversion fee: 0.15% on Invest, Stocks ISA and SIPP; 0.4% for Trading 212 AU clients; around 0.5% on CFD accounts Trading commission and custody fee: None on Invest, Stocks ISA and SIPP Inactivity fee: None on any account type Card and e-wallet deposits: Free up to a cumulative GBP/EUR 2,000, then 0.7% Bank transfers and withdrawals: Free, with no minimum UK exchange and tax charges: Stamp Duty Reserve Tax 0.5% on UK share purchases (gilts, bonds and ETFs exempt); PTM levy GBP 1.50 on orders above GBP 10,000 +3	Account, custody and cards: Free — Swiss IBAN, account management, custody, physical and virtual Debit Mastercard, contactless and mobile payments Securities commission: 0.50% up to CHF 10,000 (min CHF 1), 0.35% to CHF 20,000, 0.25% above CHF 20,000 Recurring ETF buy orders: Free on eligible ETFs; stamp duty, TER and sell-side fees still apply Digital assets: 1% per trade, free custody, 24/7 trading Currency exchange: 0.95% above the interbank (mid-market) rate Pillar 3a: 0.50% per year all-in, covering custody, fund TER, FX, administration and unlimited strategy changes +5

Asset classes (of 14)	7 — Better	4
Exchanges	n/a	n/a
Stocks	Yes	Yes
ETFs	Yes	Yes
Options	No	No
Futures	No	No
Forex	Yes	No
CFDs	Yes	No
Crypto	Yes	Yes
Bonds	No	Yes
Funds	No	No
Commodities	Yes	No
Indices	Yes	No
Warrants	No	No
Spread betting	No	No
Social trading	No	No

Platforms	Trading 212 web platformTrading 212 mobile app	Yuh app
Demo account	Yes	No
Fractional shares	Yes	Yes
Maximum leverage	1:30	n/a
Account opening	Same day for most UK and EEA applicants; fully digital onboarding with automated ID verification	Fully digital in-app onboarding with a Swiss IBAN, for residents of Switzerland, Austria and Liechtenstein only (onboarding from other countries on hold as of August 2026); residents of Austria and Liechtenstein must fund with at least EUR/CHF 500 to complete opening
Account types	InvestStocks ISACash ISASIPPCFD212 Crypto	Yuh accountYuh&Me joint accountYuh 14+Pillar 3a

Payment methods	Bank transferSEPASEPA InstantCredit cardDebit cardApple PayGoogle Pay	Bank transferSEPA
Account currencies	GBPEURUSDCHFPLNSEKNOKDKKCZKHUF+2	CHFUSDEURGBPJPYAUDCADSEKHKDNOK+3
Deposit time	Instant for cards, Apple Pay, Google Pay and Instant Bank Transfer; 1-2 business days for standard bank transfer	Domestic Swiss and SEPA EUR transfers typically 1–2 business days
Withdrawal time	Typically 1-3 business days, free and with no minimum	1–2 business days within Switzerland and the SEPA area
Free withdrawals	n/a	n/a

Languages	EnglishGermanSpanishFrenchItalianDutchPolishBulgarianCzechRomanian	GermanFrenchItalianEnglish
Channels	Live chatEmailTicket system	PhoneLive chatTicket system
Availability	In-app live chat and email around the clock on weekdays; no retail phone line	Swiss business hours; phone, in-app message and in-app chat support are all free of charge

Criterion

4,1

3,5

Overall score

4.1

3.5

Group index

75 of 100

88 of 100

Best for

Low-cost ETF investingMonthly savings plansFractional share investingMobile-first investorsMulti-currency portfolios

First-time Swiss investorsMonthly ETF savings plansSmall and fractional ordersMobile-first everyday banking plus investingSwiss pillar 3a savers

Regulation

FCABaFinASICCySECFSC

FINMA

Top-tier licences

Investor protection

£85,000

CHF 100,000

Listed group

Banking licence

Segregated client accounts

Negative balance protection

Audited financials

Disclosed regulatory actions

None

Founded

2004

2021

Headquarters

London, GB

Gland, CH

Fees

4.8

3.3

Safety & regulation

4.0

4.4

Trading platform

3.8

2.6

Product range

3.7

2.8

Mobile app

4.7

4.3

Research

2.8

2.2

Customer support

3.8

3.6

Deposit & withdrawal

4.4

4.0

Account opening

4.7

4.6

Education

3.4

3.2

Reference order EUR 5,000

€0.00

€25.00

Minimum deposit

€1

None

Stocks (per order)

Free

0.5 %

US stocks

Free

0.5 %

ETFs

Free

0.5 %

Options

Not offered

Futures

Not offered

Crypto

in the spread

1 %

Bonds (order)

n/a

Funds (order)

n/a

EUR/USD spread

n/a

Index CFD spread

n/a

FX conversion

0.15 %

0.95 %

Inactivity fee

None

n/a

Custody fee

None

Withdrawal fee

free

Deposit fee

0.7 %

free

Overnight financing

n/a

Other fees

FX conversion fee: 0.15% on Invest, Stocks ISA and SIPP; 0.4% for Trading 212 AU clients; around 0.5% on CFD accounts
Trading commission and custody fee: None on Invest, Stocks ISA and SIPP
Inactivity fee: None on any account type
Card and e-wallet deposits: Free up to a cumulative GBP/EUR 2,000, then 0.7%
Bank transfers and withdrawals: Free, with no minimum
UK exchange and tax charges: Stamp Duty Reserve Tax 0.5% on UK share purchases (gilts, bonds and ETFs exempt); PTM levy GBP 1.50 on orders above GBP 10,000
+3

Account, custody and cards: Free — Swiss IBAN, account management, custody, physical and virtual Debit Mastercard, contactless and mobile payments
Securities commission: 0.50% up to CHF 10,000 (min CHF 1), 0.35% to CHF 20,000, 0.25% above CHF 20,000
Recurring ETF buy orders: Free on eligible ETFs; stamp duty, TER and sell-side fees still apply
Digital assets: 1% per trade, free custody, 24/7 trading
Currency exchange: 0.95% above the interbank (mid-market) rate
Pillar 3a: 0.50% per year all-in, covering custody, fund TER, FX, administration and unlimited strategy changes
+5

Asset classes (of 14)

Exchanges

n/a

Stocks

ETFs

Options

Futures

Forex

CFDs

Crypto

Bonds

Funds

Commodities

Indices

Warrants

Spread betting

Social trading

Platforms

Trading 212 web platformTrading 212 mobile app

Yuh app

Demo account

Fractional shares

Maximum leverage

1:30

n/a

Account opening

Same day for most UK and EEA applicants; fully digital onboarding with automated ID verification

Fully digital in-app onboarding with a Swiss IBAN, for residents of Switzerland, Austria and Liechtenstein only (onboarding from other countries on hold as of August 2026); residents of Austria and Liechtenstein must fund with at least EUR/CHF 500 to complete opening

Account types

InvestStocks ISACash ISASIPPCFD212 Crypto

Yuh accountYuh&Me joint accountYuh 14+Pillar 3a

Payment methods

Bank transferSEPASEPA InstantCredit cardDebit cardApple PayGoogle Pay

Bank transferSEPA

Account currencies

GBPEURUSDCHFPLNSEKNOKDKKCZKHUF+2

CHFUSDEURGBPJPYAUDCADSEKHKDNOK+3

Deposit time

Instant for cards, Apple Pay, Google Pay and Instant Bank Transfer; 1-2 business days for standard bank transfer

Domestic Swiss and SEPA EUR transfers typically 1–2 business days

Withdrawal time

Typically 1-3 business days, free and with no minimum

1–2 business days within Switzerland and the SEPA area

Free withdrawals

n/a

Languages

EnglishGermanSpanishFrenchItalianDutchPolishBulgarianCzechRomanian

GermanFrenchItalianEnglish

Channels

Live chatEmailTicket system

PhoneLive chatTicket system

Availability

In-app live chat and email around the clock on weekdays; no retail phone line

Swiss business hours; phone, in-app message and in-app chat support are all free of charge