Head to head

Bitstamp vs Coinbase — which broker is better?

Bitstamp or Coinbase? Fees, regulation, platform and product range compared side by side — with a verdict drawn from the data.

Bitstamp

The oldest exchange still standing, now owned by a Nasdaq-listed broker — and priced like it knows you will pay for that.

3,5

Group index 79/100Protection depends on your legal entity

CSSFFCAMAS+2

Stocks (per order): n/a
Minimum deposit: None

Visit broker Full review

Coinbase

The most trusted on-ramp in crypto, and one of the most expensive ways to actually trade.

3,7

Group index 78/100Protection depends on your legal entity

CSSFCBIFINRA+2

Stocks (per order): Free
Minimum deposit: None
FX conversion: 0.5 %

Visit broker Full review

Advertising disclosure: where a partnership is active, we may earn a commission through broker links. The provider’s terms apply. Commissions do not influence our ratings; paid placements are separately labelled as sponsored.

The verdict in numbers

Four decision axes, each derived from the recorded data.

Overall Coinbase takes it, 3.7 against 3.5 out of 5. The two pricing models cannot be converted like for like; the fee rows in the table carry the detail. Bitstamp scores 79 against 78 out of 100 on the group index. Your account's protection depends on its legal entity. Coinbase covers more ground with 6 of 14 asset classes against 2. On platform and app Coinbase is ahead, 4.4 against 3.8 out of 5. Which one is right depends on which of these axes matters for your trading profile.

Overall score

Bitstamp: 3.5
Coinbase: 3.7 — Better

CostsTie

Bitstamp: Not offered
Coinbase: €0.00

Group indexNo winner

Bitstamp: 79 of 100
Coinbase: 78 of 100

Product range

Bitstamp: 2/14
Coinbase: 6/14 — Better

Platform & app

Bitstamp: 3.8
Coinbase: 4.4 — Better

Compare brokers side by side

Up to four brokers at once — every row a decision point.

Data as of: 30 Aug 2026

Best value in the row

Bitstamp · Coinbase
Criterion	Bitstamp 3,5 Visit broker	Coinbase 3,7 Visit broker

Overall score	3.5	3.7 — Better
Group index	79 of 100	78 of 100
Best for	Long-term crypto holdersInvestors who prioritise regulationEEA and UK investorsInstitutional and OTC clientsCheap fiat funding	First-time crypto buyersMobile-first investorsUS and UK investors wanting crypto and stocks in one appAnyone who prioritises a listed, audited counterparty

Regulation	CSSFFCAMASATVPNYDFS	CSSFCBIFINRAFCAFCA
Top-tier licences	3	5 — Better
Investor protection	None	US$500,000 — Better
Listed group	Yes	Yes
Banking licence	No	No
Segregated client accounts	Yes	Yes
Negative balance protection	No	No
Audited financials	Yes	Yes
Disclosed regulatory actions	2	3
Founded	2011	2012
Headquarters	Luxembourg, LU	Remote-first, incorporated in Delaware, US

Fees	2.8 — Better	2.6
Safety & regulation	4.2	4.4 — Better
Trading platform	3.8	4.1 — Better
Product range	3.2	4.2 — Better
Mobile app	3.7	4.6 — Better
Research	2.9	3.4 — Better
Customer support	3.6 — Better	2.8
Deposit & withdrawal	4.0 — Better	3.8
Account opening	4.0	4.5 — Better
Education	3.2	3.8 — Better

Reference order EUR 5,000	Not offered	€0.00
Minimum deposit	None	None
Stocks (per order)	Not offered	Free
US stocks	n/a	Free
ETFs	Not offered	Free
Options	Not offered	Not offered
Futures	tiered	tiered
Crypto	tiered	tiered
Bonds (order)	n/a	n/a
Funds (order)	n/a	n/a
EUR/USD spread	n/a	n/a
Index CFD spread	n/a	n/a
FX conversion	n/a	0.5 %
Inactivity fee	None	None
Custody fee	None	None
Withdrawal fee	€3	n/a
Deposit fee	SEPA, UK Faster Payments, US ACH and crypto deposits are free. Instant Purchase funded by card, Apple Pay, Google Pay or PayPal carries a 4% Instant Service fee on top of the spread built into the quoted price, plus anything your card issuer adds. International wire deposits may attract correspondent bank charges.	n/a
Overnight financing	n/a	n/a
Other fees	Instant Purchase (card, Apple Pay, Google Pay, PayPal): 4% Instant Service fee plus a spread inside the quoted price — roughly ten times the cost of the same trade routed through the Pro order book Staking commission (Bitstamp Earn): 15% of rewards on ETH and ADA staking. Cheaper than Coinbase at 35% and Kraken at 20%. Not available to residents of the US, Canada, Japan or Singapore Minimum order size: 10 USD / EUR / GBP / USDC / USDT on fiat-denominated pairs; 0.0002 BTC and 0.002 ETH on crypto-denominated pairs FX and stablecoin pairs: Discounted at every tier, from 0.06% maker and 0.08% taker at entry level — a meaningful saving when converting between fiat currencies or stablecoins FastPass: Fee rates as low as 0.01% for traders demonstrating volume above USD 500,000, without waiting for the standard 30-day look-back Inactivity / custody fee: None published	Simple trades: Spread built into the quoted price plus a variable Coinbase fee that depends on payment method, order size, jurisdiction and asset; disclosed only on the order preview screen Simple limit orders: 1% limit-order execution fee per buy and per sell, plus a Coinbase fee Coinbase documents as 1.875% (varies by payment method). The 1% is charged even to Coinbase One members Coinbase One: Zero trading fees on simple crypto trades up to USD 500/month (Basic), USD 10,000/month (Preferred) or unlimited (Premium); spread still applies, Advanced trades and the 1% limit-order fee are excluded Staking commission: 35% of staking rewards on ADA, ATOM, AVAX, DOT, ETH, MATIC, SOL and XTZ; 31.75% / 28.5% / 25.25% for Coinbase One Basic / Preferred / Premium, whose eligible list covers ADA, ATOM, DOT, ETH, SOL and XTZ but not AVAX or MATIC Coinbase Exchange funding: SEPA EUR 0.15 in / free out; USD wire USD 10 in / USD 25 out; SWIFT USD 25 each way; ACH free Lightning Network send: 0.2% processing fee on bitcoin sent over Lightning +3

Asset classes (of 14)	2	6 — Better
Exchanges	n/a	n/a
Stocks	No	Yes
ETFs	No	Yes
Options	No	No
Futures	Yes	Yes
Forex	No	No
CFDs	No	No
Crypto	Yes	Yes
Bonds	No	No
Funds	No	No
Commodities	No	Yes
Indices	No	Yes
Warrants	No	No
Spread betting	No	No
Social trading	No	No

Platforms	Bitstamp (Basic)Bitstamp Pro (Tradeview)Bitstamp mobile appBitstamp APIBitstamp InstitutionalRobinhood UK app	Coinbase (web)Coinbase AdvancedCoinbase mobile appCoinbase Advanced API / Coinbase Developer PlatformCoinbase PrimeCoinbase International Exchange
Demo account	No	No
Fractional shares	No	No
Maximum leverage	Bitstamp does not offer leveraged spot trading to retail customers — a deliberate positioning choice that sets it apart from almost every venue it competes…	EEA and UK retail customers get spot only — Coinbase Luxembourg's MiCA permissions do not include leveraged retail products.
Account opening	Fully online; verification typically completes within minutes to one business day for EEA and UK applicants with a supported identity document	Fully online, typically minutes; identity verification is automated for most European and US applicants
Account types	PersonalBusinessFastPassInstitutional	CoinbaseCoinbase One BasicCoinbase One PreferredCoinbase One PremiumCoinbase Prime

Payment methods	SEPASEPA InstantBank transferCredit cardDebit cardApple PayGoogle PayPayPalCrypto	SEPABank transferCredit cardDebit cardPayPalApple PayGoogle PayiDEALCrypto
Account currencies	USDEURGBPSGD	USDEURGBP
Deposit time	SEPA and SEPA Instant same day to instant; UK Faster Payments same day; US ACH 1–3 business days; card and wallet purchases instant; crypto on network confirmation	SEPA 1–3 business days; cards, PayPal, Apple Pay and Google Pay instant
Withdrawal time	SEPA 0–2 business days; UK Faster Payments same day; ACH 1–3 business days; international wire 2–5 business days; crypto typically within the hour	SEPA 1–3 business days; PayPal instant where supported
Free withdrawals	n/a	n/a

Languages	EnglishGermanFrenchSpanishItalianPortuguese	EnglishGermanFrenchSpanishItalianPortuguese
Channels	Live chatEmailTicket system	PhoneEmailLive chatTicket system
Availability	24/7 live chat and ticketing, with a dedicated desk for institutional clients	24/7 chat and phone, with priority queues reserved for Coinbase One Preferred and Premium

Strengths and weaknesses side by side

Editorial assessment based on the recorded data.

Bitstamp

The oldest exchange still standing, now owned by a Nasdaq-listed broker — and priced like it knows you will pay for that.

3,5

Pros

Operating continuously since 2011 — the longest unbroken track record of any crypto exchange, through every failure cycle the industry has had
Wholly owned since June 2025 by Nasdaq-listed Robinhood Markets, Inc. (HOOD), which files audited consolidated accounts with the SEC — a transparency layer no independent crypto venue offers
First exchange authorised as a MiCA Crypto-Asset Service Provider in Luxembourg (CSSF licence N00000003), passported across the EEA, alongside a CSSF payment-institution licence for fiat safeguarding
A MiFID Multilateral Trading Facility licence in Slovenia, granted October 2024, which is a genuinely higher regulatory bar than MiCA alone and underpins a regulated EU derivatives venue
More than 50 licences and registrations worldwide, including FCA registration (FRN 978690), a New York BitLicense and MAS licence PS20200667 in Singapore
Free deposits on every major cash rail, EUR 3 SEPA withdrawals, GBP 2 Faster Payments and free ACH — funding is cheap and fully published
Staking commission of 15% on ETH and ADA, undercutting Kraken at 20% and Coinbase at 35%
No retail leverage anywhere in the product — a structural decision that removes the single largest source of retail losses in crypto

Cons

Entry-tier pricing of 0.30% maker and 0.40% taker is three to four times what Binance and Bybit charge on spot, and only improves once 30-day volume passes USD 10,000
The 4% Instant Service fee on card, Apple Pay, Google Pay and PayPal purchases sits on top of a spread already inside the quoted price — roughly ten times the cost of the same trade on Bitstamp Pro
A deliberately narrow listing universe of roughly 100 to 160 assets against about 500 at Binance, with almost no early-stage or long-tail coverage
No options, no copy trading, no retail leverage, and derivatives limited to a perpetual futures venue gated to advanced and institutional traders and closed to US customers
Research and education are the thinnest of the major regulated exchanges — a basic learn section and little market commentary of substance
The 2015 breach cost roughly 19,000 BTC, and the May 2019 flash crash that took the Bitstamp price from about USD 7,900 to USD 6,200 in half an hour triggered liquidations across venues that used it as a reference price

Best for

Long-term crypto holdersInvestors who prioritise regulationEEA and UK investorsInstitutional and OTC clientsCheap fiat funding

Coinbase

The most trusted on-ramp in crypto, and one of the most expensive ways to actually trade.

3,7

Pros

Nasdaq-listed parent (COIN) with SEC-filed audited financials — the strongest transparency signal available in crypto
MiCA Crypto-Asset Service Provider authorisation from the Luxembourg CSSF, passported across the EEA, with Germany migrated on 23 October 2025
The best mobile app in the category: 4.68 stars from roughly 1.8 million US App Store ratings, 4.45 from about 44,000 in Germany
Commission-free US stocks and ETFs through Coinbase Capital Markets Corp (FINRA/SIPC), cleared at Apex, for US customers; UK customers get US stocks only (no ETFs) and pay an FX conversion fee of typically 0.50% when paying in GBP
Coinbase Advanced gives order-book pricing with no built-in spread on the same login as the simple app
Broad EU funding coverage — SEPA, 3D Secure cards, PayPal, Apple Pay, Google Pay, iDEAL and BLIK
Explicitly states it runs no payment-for-order-flow arrangements with market makers
Handled the 2025 data breach with unusual transparency: public disclosure, refused ransom, customer reimbursement commitment

Cons

Simple buy and sell pricing is opaque by design — a spread is folded into the quote and the added fee varies by payment method, size, jurisdiction and asset, disclosed only at the preview screen
A flat 1% limit-order execution fee applies to every simple limit buy and sell, and Coinbase One explicitly does not waive it
Staking commission of 35% of rewards is nearly double Kraken's 20% flexible-staking rate, and Coinbase One only cuts it to 25.25% at the top tier
Customer support is the standout weakness, and the May 2025 breach originated inside the outsourced support organisation itself
EEA retail gets crypto only — no stocks, no ETFs, no futures; the equities product stops at the US and UK border
Coinbase does not publish the Coinbase Advanced retail fee tiers without a login, so you cannot compare total cost before opening an account

Best for

First-time crypto buyersMobile-first investorsUS and UK investors wanting crypto and stocks in one appAnyone who prioritises a listed, audited counterparty

Open an account with either

A demo account costs nothing and answers the platform question in ten minutes.

Visit broker: Bitstamp Visit broker: Coinbase

More comparisons

Alternatives people weigh up alongside these two.

The verdict in numbers

Four decision axes, each derived from the recorded data.

Bitstamp · Coinbase
Criterion	Bitstamp 3,5 Visit broker	Coinbase 3,7 Visit broker

Overall score	3.5	3.7 — Better
Group index	79 of 100	78 of 100
Best for	Long-term crypto holdersInvestors who prioritise regulationEEA and UK investorsInstitutional and OTC clientsCheap fiat funding	First-time crypto buyersMobile-first investorsUS and UK investors wanting crypto and stocks in one appAnyone who prioritises a listed, audited counterparty

Regulation	CSSFFCAMASATVPNYDFS	CSSFCBIFINRAFCAFCA
Top-tier licences	3	5 — Better
Investor protection	None	US$500,000 — Better
Listed group	Yes	Yes
Banking licence	No	No
Segregated client accounts	Yes	Yes
Negative balance protection	No	No
Audited financials	Yes	Yes
Disclosed regulatory actions	2	3
Founded	2011	2012
Headquarters	Luxembourg, LU	Remote-first, incorporated in Delaware, US

Fees	2.8 — Better	2.6
Safety & regulation	4.2	4.4 — Better
Trading platform	3.8	4.1 — Better
Product range	3.2	4.2 — Better
Mobile app	3.7	4.6 — Better
Research	2.9	3.4 — Better
Customer support	3.6 — Better	2.8
Deposit & withdrawal	4.0 — Better	3.8
Account opening	4.0	4.5 — Better
Education	3.2	3.8 — Better

Reference order EUR 5,000	Not offered	€0.00
Minimum deposit	None	None
Stocks (per order)	Not offered	Free
US stocks	n/a	Free
ETFs	Not offered	Free
Options	Not offered	Not offered
Futures	tiered	tiered
Crypto	tiered	tiered
Bonds (order)	n/a	n/a
Funds (order)	n/a	n/a
EUR/USD spread	n/a	n/a
Index CFD spread	n/a	n/a
FX conversion	n/a	0.5 %
Inactivity fee	None	None
Custody fee	None	None
Withdrawal fee	€3	n/a
Deposit fee	SEPA, UK Faster Payments, US ACH and crypto deposits are free. Instant Purchase funded by card, Apple Pay, Google Pay or PayPal carries a 4% Instant Service fee on top of the spread built into the quoted price, plus anything your card issuer adds. International wire deposits may attract correspondent bank charges.	n/a
Overnight financing	n/a	n/a
Other fees	Instant Purchase (card, Apple Pay, Google Pay, PayPal): 4% Instant Service fee plus a spread inside the quoted price — roughly ten times the cost of the same trade routed through the Pro order book Staking commission (Bitstamp Earn): 15% of rewards on ETH and ADA staking. Cheaper than Coinbase at 35% and Kraken at 20%. Not available to residents of the US, Canada, Japan or Singapore Minimum order size: 10 USD / EUR / GBP / USDC / USDT on fiat-denominated pairs; 0.0002 BTC and 0.002 ETH on crypto-denominated pairs FX and stablecoin pairs: Discounted at every tier, from 0.06% maker and 0.08% taker at entry level — a meaningful saving when converting between fiat currencies or stablecoins FastPass: Fee rates as low as 0.01% for traders demonstrating volume above USD 500,000, without waiting for the standard 30-day look-back Inactivity / custody fee: None published	Simple trades: Spread built into the quoted price plus a variable Coinbase fee that depends on payment method, order size, jurisdiction and asset; disclosed only on the order preview screen Simple limit orders: 1% limit-order execution fee per buy and per sell, plus a Coinbase fee Coinbase documents as 1.875% (varies by payment method). The 1% is charged even to Coinbase One members Coinbase One: Zero trading fees on simple crypto trades up to USD 500/month (Basic), USD 10,000/month (Preferred) or unlimited (Premium); spread still applies, Advanced trades and the 1% limit-order fee are excluded Staking commission: 35% of staking rewards on ADA, ATOM, AVAX, DOT, ETH, MATIC, SOL and XTZ; 31.75% / 28.5% / 25.25% for Coinbase One Basic / Preferred / Premium, whose eligible list covers ADA, ATOM, DOT, ETH, SOL and XTZ but not AVAX or MATIC Coinbase Exchange funding: SEPA EUR 0.15 in / free out; USD wire USD 10 in / USD 25 out; SWIFT USD 25 each way; ACH free Lightning Network send: 0.2% processing fee on bitcoin sent over Lightning +3

Asset classes (of 14)	2	6 — Better
Exchanges	n/a	n/a
Stocks	No	Yes
ETFs	No	Yes
Options	No	No
Futures	Yes	Yes
Forex	No	No
CFDs	No	No
Crypto	Yes	Yes
Bonds	No	No
Funds	No	No
Commodities	No	Yes
Indices	No	Yes
Warrants	No	No
Spread betting	No	No
Social trading	No	No

Platforms	Bitstamp (Basic)Bitstamp Pro (Tradeview)Bitstamp mobile appBitstamp APIBitstamp InstitutionalRobinhood UK app	Coinbase (web)Coinbase AdvancedCoinbase mobile appCoinbase Advanced API / Coinbase Developer PlatformCoinbase PrimeCoinbase International Exchange
Demo account	No	No
Fractional shares	No	No
Maximum leverage	Bitstamp does not offer leveraged spot trading to retail customers — a deliberate positioning choice that sets it apart from almost every venue it competes…	EEA and UK retail customers get spot only — Coinbase Luxembourg's MiCA permissions do not include leveraged retail products.
Account opening	Fully online; verification typically completes within minutes to one business day for EEA and UK applicants with a supported identity document	Fully online, typically minutes; identity verification is automated for most European and US applicants
Account types	PersonalBusinessFastPassInstitutional	CoinbaseCoinbase One BasicCoinbase One PreferredCoinbase One PremiumCoinbase Prime

Payment methods	SEPASEPA InstantBank transferCredit cardDebit cardApple PayGoogle PayPayPalCrypto	SEPABank transferCredit cardDebit cardPayPalApple PayGoogle PayiDEALCrypto
Account currencies	USDEURGBPSGD	USDEURGBP
Deposit time	SEPA and SEPA Instant same day to instant; UK Faster Payments same day; US ACH 1–3 business days; card and wallet purchases instant; crypto on network confirmation	SEPA 1–3 business days; cards, PayPal, Apple Pay and Google Pay instant
Withdrawal time	SEPA 0–2 business days; UK Faster Payments same day; ACH 1–3 business days; international wire 2–5 business days; crypto typically within the hour	SEPA 1–3 business days; PayPal instant where supported
Free withdrawals	n/a	n/a

Languages	EnglishGermanFrenchSpanishItalianPortuguese	EnglishGermanFrenchSpanishItalianPortuguese
Channels	Live chatEmailTicket system	PhoneEmailLive chatTicket system
Availability	24/7 live chat and ticketing, with a dedicated desk for institutional clients	24/7 chat and phone, with priority queues reserved for Coinbase One Preferred and Premium

Criterion

3,5

3,7

Overall score

3.5

3.7

Group index

79 of 100

78 of 100

Best for

Long-term crypto holdersInvestors who prioritise regulationEEA and UK investorsInstitutional and OTC clientsCheap fiat funding

First-time crypto buyersMobile-first investorsUS and UK investors wanting crypto and stocks in one appAnyone who prioritises a listed, audited counterparty

Regulation

CSSFFCAMASATVPNYDFS

CSSFCBIFINRAFCAFCA

Top-tier licences

Investor protection

None

US$500,000

Listed group

Banking licence

Segregated client accounts

Negative balance protection

Audited financials

Disclosed regulatory actions

Founded

2011

2012

Headquarters

Luxembourg, LU

Remote-first, incorporated in Delaware, US

Fees

2.8

2.6

Safety & regulation

4.2

4.4

Trading platform

3.8

4.1

Product range

3.2

4.2

Mobile app

3.7

4.6

Research

2.9

3.4

Customer support

3.6

2.8

Deposit & withdrawal

4.0

3.8

Account opening

4.0

4.5

Education

3.2

3.8

Reference order EUR 5,000

Not offered

€0.00

Minimum deposit

None

Stocks (per order)

Not offered

Free

US stocks

n/a

Free

ETFs

Not offered

Free

Options

Not offered

Futures

tiered

Crypto

tiered

Bonds (order)

n/a

Funds (order)

n/a

EUR/USD spread

n/a

Index CFD spread

n/a

FX conversion

n/a

0.5 %

Inactivity fee

None

Custody fee

None

Withdrawal fee

€3

n/a

Deposit fee

SEPA, UK Faster Payments, US ACH and crypto deposits are free. Instant Purchase funded by card, Apple Pay, Google Pay or PayPal carries a 4% Instant Service fee on top of the spread built into the quoted price, plus anything your card issuer adds. International wire deposits may attract correspondent bank charges.

n/a

Overnight financing

n/a

Other fees

Instant Purchase (card, Apple Pay, Google Pay, PayPal): 4% Instant Service fee plus a spread inside the quoted price — roughly ten times the cost of the same trade routed through the Pro order book
Staking commission (Bitstamp Earn): 15% of rewards on ETH and ADA staking. Cheaper than Coinbase at 35% and Kraken at 20%. Not available to residents of the US, Canada, Japan or Singapore
Minimum order size: 10 USD / EUR / GBP / USDC / USDT on fiat-denominated pairs; 0.0002 BTC and 0.002 ETH on crypto-denominated pairs
FX and stablecoin pairs: Discounted at every tier, from 0.06% maker and 0.08% taker at entry level — a meaningful saving when converting between fiat currencies or stablecoins
FastPass: Fee rates as low as 0.01% for traders demonstrating volume above USD 500,000, without waiting for the standard 30-day look-back
Inactivity / custody fee: None published

Simple trades: Spread built into the quoted price plus a variable Coinbase fee that depends on payment method, order size, jurisdiction and asset; disclosed only on the order preview screen
Simple limit orders: 1% limit-order execution fee per buy and per sell, plus a Coinbase fee Coinbase documents as 1.875% (varies by payment method). The 1% is charged even to Coinbase One members
Coinbase One: Zero trading fees on simple crypto trades up to USD 500/month (Basic), USD 10,000/month (Preferred) or unlimited (Premium); spread still applies, Advanced trades and the 1% limit-order fee are excluded
Staking commission: 35% of staking rewards on ADA, ATOM, AVAX, DOT, ETH, MATIC, SOL and XTZ; 31.75% / 28.5% / 25.25% for Coinbase One Basic / Preferred / Premium, whose eligible list covers ADA, ATOM, DOT, ETH, SOL and XTZ but not AVAX or MATIC
Coinbase Exchange funding: SEPA EUR 0.15 in / free out; USD wire USD 10 in / USD 25 out; SWIFT USD 25 each way; ACH free
Lightning Network send: 0.2% processing fee on bitcoin sent over Lightning
+3

Asset classes (of 14)

Exchanges

n/a

Stocks

ETFs

Options

Futures

Forex

CFDs

Crypto

Bonds

Funds

Commodities

Indices

Warrants

Spread betting

Social trading

Platforms

Bitstamp (Basic)Bitstamp Pro (Tradeview)Bitstamp mobile appBitstamp APIBitstamp InstitutionalRobinhood UK app

Coinbase (web)Coinbase AdvancedCoinbase mobile appCoinbase Advanced API / Coinbase Developer PlatformCoinbase PrimeCoinbase International Exchange

Demo account

Fractional shares

Maximum leverage

Bitstamp does not offer leveraged spot trading to retail customers — a deliberate positioning choice that sets it apart from almost every venue it competes…

EEA and UK retail customers get spot only — Coinbase Luxembourg's MiCA permissions do not include leveraged retail products.

Account opening

Fully online; verification typically completes within minutes to one business day for EEA and UK applicants with a supported identity document

Fully online, typically minutes; identity verification is automated for most European and US applicants

Account types

PersonalBusinessFastPassInstitutional

CoinbaseCoinbase One BasicCoinbase One PreferredCoinbase One PremiumCoinbase Prime

Payment methods

SEPASEPA InstantBank transferCredit cardDebit cardApple PayGoogle PayPayPalCrypto

SEPABank transferCredit cardDebit cardPayPalApple PayGoogle PayiDEALCrypto

Account currencies

USDEURGBPSGD

USDEURGBP

Deposit time

SEPA and SEPA Instant same day to instant; UK Faster Payments same day; US ACH 1–3 business days; card and wallet purchases instant; crypto on network confirmation

SEPA 1–3 business days; cards, PayPal, Apple Pay and Google Pay instant

Withdrawal time

SEPA 0–2 business days; UK Faster Payments same day; ACH 1–3 business days; international wire 2–5 business days; crypto typically within the hour

SEPA 1–3 business days; PayPal instant where supported

Free withdrawals

n/a

Languages

EnglishGermanFrenchSpanishItalianPortuguese

Channels

Live chatEmailTicket system

PhoneEmailLive chatTicket system

Availability

24/7 live chat and ticketing, with a dedicated desk for institutional clients

24/7 chat and phone, with priority queues reserved for Coinbase One Preferred and Premium