Head to head
Bitstamp or Kraken? Fees, regulation, platform and product range compared side by side — with a verdict drawn from the data.
Risk warning: CFDs and leveraged products are complex instruments and come with a high risk of losing money rapidly. Investments can fall in value. Past performance is not an indicator of future results.
One of the oldest exchanges still standing, now owned by a Nasdaq-listed broker — and priced like it knows you will pay for that.
The most heavily licensed venue in crypto — and the only one that is also a chartered US bank.
Advertising disclosure: where a partnership is active, we may earn a commission through broker links. The provider’s terms apply. Commissions do not influence our ratings; paid placements are separately labelled as sponsored.
Four decision axes, each derived from the recorded data.
Overall Kraken takes it, 4.1 against 3.5 out of 5. The two pricing models cannot be converted like for like; the fee rows in the table carry the detail. Bitstamp scores 79 against 78 out of 100 on the group index. Your account's protection depends on its legal entity. Kraken covers more ground with 7 of 14 asset classes against 2. On platform and app Kraken is ahead, 4.5 against 3.8 out of 5. Which one is right depends on which of these axes matters for your trading profile.
Up to four brokers at once — every row a decision point.
Data as of: 30 Aug 2026
| Criterion | ||
|---|---|---|
| Overall score | 3.5 | 4.1 — Better |
| Group index | 79 of 100 | 78 of 100 |
| Best for | Long-term crypto holdersInvestors who prioritise regulationEEA and UK investorsInstitutional and OTC clientsCheap fiat funding | Traders who prioritise regulatory qualityCrypto derivatives and margin tradersAPI and algorithmic tradersHigher-volume spot tradersUS investors wanting crypto and stocks together |
| Regulation | CSSFFCAMASATVPNYDFS | CBICBICBIFCAFCAFCASECCFTCWY DoBCySEC+2 |
| Top-tier licences | 3 | 9 — Better |
| Investor protection | None | None |
| Listed group | Yes | No |
| Banking licence | No | Yes |
| Segregated client accounts | Yes | Yes |
| Negative balance protection | No | No |
| Audited financials | Yes | No |
| Disclosed regulatory actions | 2 | 2 |
| Founded | 2011 | 2011 |
| Headquarters | Luxembourg, LU | San Francisco, California, US |
| Fees | 2.8 | 3.4 — Better |
| Safety & regulation | 4.2 | 4.6 — Better |
| Trading platform | 3.8 | 4.5 — Better |
| Product range | 3.2 | 4.6 — Better |
| Mobile app | 3.7 | 4.4 — Better |
| Research | 2.9 | 3.6 — Better |
| Customer support | 3.6 | 4.0 — Better |
| Deposit & withdrawal | 4.0 | 4.0 |
| Account opening | 4.0 | 4.3 — Better |
| Education | 3.2 | 3.8 — Better |
| Reference order EUR 5,000 | Not offered | €0.00 |
| Minimum deposit | None — Better | €1 |
| Stocks (per order) | Not offered | Free |
| US stocks | n/a | n/a |
| ETFs | Not offered | Free |
| Options | Not offered | tiered |
| Futures | tiered | tiered |
| Crypto | tiered | tiered |
| Bonds (order) | n/a | n/a |
| Funds (order) | n/a | n/a |
| EUR/USD spread | n/a | n/a |
| Index CFD spread | n/a | n/a |
| FX conversion | n/a | n/a |
| Inactivity fee | None | None |
| Custody fee | None | None |
| Withdrawal fee | €3 | €1 — Better |
| Deposit fee | SEPA, UK Faster Payments, US ACH and crypto deposits are free. Instant Purchase funded by card, Apple Pay, Google Pay or PayPal carries a 4% Instant Service fee on top of the spread built into the quoted price, plus anything your card issuer adds. International wire deposits may attract correspondent bank charges. | free |
| Overnight financing | n/a | n/a |
| Other fees |
|
|
| Asset classes (of 14) | 2 | 7 — Better |
| Exchanges | n/a | n/a |
| Stocks | No | Yes |
| ETFs | No | Yes |
| Options | No | Yes |
| Futures | Yes | Yes |
| Forex | No | Yes |
| CFDs | No | No |
| Crypto | Yes | Yes |
| Bonds | No | No |
| Funds | No | No |
| Commodities | No | No |
| Indices | No | Yes |
| Warrants | No | No |
| Spread betting | No | No |
| Social trading | No | No |
| Platforms | Bitstamp (Basic)Bitstamp Pro (Tradeview)Bitstamp mobile appBitstamp APIBitstamp InstitutionalRobinhood UK app | Kraken ProKraken DesktopKraken (mobile app)Kraken APIKraken CLIKrakKraken Institutional / Prime |
| Demo account | No | No |
| Fractional shares | No | No |
| Maximum leverage | Bitstamp does not offer leveraged spot trading to retail customers — a deliberate positioning choice that sets it apart from almost every venue it competes… | 1:5 |
| Account opening | Fully online; verification typically completes within minutes to one business day for EEA and UK applicants with a supported identity document | Fully online; verification typically completes the same day, faster for EEA applicants with a supported ID |
| Account types | PersonalBusinessFastPassInstitutional | KrakenKraken ProKraken+VIPKraken Institutional |
| Payment methods | SEPASEPA InstantBank transferCredit cardDebit cardApple PayGoogle PayPayPalCrypto | SEPASEPA InstantBank transferCrypto |
| Account currencies | USDEURGBPSGD | USDEURGBPCHFCADAUD |
| Deposit time | SEPA and SEPA Instant same day to instant; UK Faster Payments same day; US ACH 1–3 business days; card and wallet purchases instant; crypto on network confirmation | SEPA and SEPA Instant 0–3 business days or instant; USD ACH near-instant; GBP Faster Payments 0–1 business days; CHF SIC same day |
| Withdrawal time | SEPA 0–2 business days; UK Faster Payments same day; ACH 1–3 business days; international wire 2–5 business days; crypto typically within the hour | SEPA 0–5 business days, SEPA Instant near-instant; USD ACH 0–2 business days; GBP FPS near-instant; CHF SIC same day |
| Free withdrawals | n/a | n/a |
| Languages | EnglishGermanFrenchSpanishItalianPortuguese | EnglishGermanFrenchSpanishItalianDutchPortuguesePolishRomanianCzech+6 |
| Channels | Live chatEmailTicket system | PhoneEmailLive chatTicket system |
| Availability | 24/7 live chat and ticketing, with a dedicated desk for institutional clients | 24/7 live chat, with phone support and a ticket queue |
Editorial assessment based on the recorded data.
Bitstamp
One of the oldest exchanges still standing, now owned by a Nasdaq-listed broker — and priced like it knows you will pay for that.
Pros
Cons
Best for
Kraken
The most heavily licensed venue in crypto — and the only one that is also a chartered US bank.
Pros
Cons
Best for
Open an account with either
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Advertising disclosure: where a partnership is active, we may earn a commission through broker links. The provider’s terms apply. Commissions do not influence our ratings; paid placements are separately labelled as sponsored.
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