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Head to head
Capital.com or Saxo? Fees, regulation, platform and product range compared side by side — with a verdict drawn from the data.
Risk warning: CFDs and leveraged products are complex instruments and come with a high risk of losing money rapidly. Investments can fall in value. Past performance is not an indicator of future results.
The best-executed retail CFD platform in Europe, provided you accept that CFDs are the whole product.
A Danish bank that trades like a professional platform — broad, polished, and no longer expensive.
Advertising disclosure: where a partnership is active, we may earn a commission through broker links. The provider’s terms apply. Commissions do not influence our ratings; paid placements are separately labelled as sponsored.
Four decision axes, each derived from the recorded data.
Overall Saxo takes it, 4.4 against 4.3 out of 5. Saxo is the cheaper of the two: a reference EUR 5,000 stock order costs €4.00 there against €5.00. Saxo scores 96 against 77 out of 100 on the group index. Your account's protection depends on its legal entity. Saxo covers more ground with 11 of 14 asset classes against 8. On platform and app Saxo is ahead, 4.7 against 4.4 out of 5. Which one is right depends on which of these axes matters for your trading profile.
Capital.comSaxoCapital.comSaxoCapital.comSaxoCapital.comSaxoCapital.comSaxoUp to four brokers at once — every row a decision point.
Data as of: 30 Aug 2026
| Criterion | ||
|---|---|---|
| Overall score | 4.3 | 4.4 — Better |
| Group index | 77 of 100 | 96 of 100 |
| Best for | Active CFD tradersForex day tradingMobile-first tradersBeginners learning leverageCrypto CFD exposure | Multi-asset portfoliosBond investorsOptions and futures tradersPlatform quality seekersEuropean investors wanting a bank |
| Regulation | FCAASICCySECCySEC | DFSAFCAFINMAMASJFSA |
| Top-tier licences | 2 | 5 — Better |
| Investor protection | £85,000 | CHF 100,000 — Better |
| Listed group | No | No |
| Banking licence | No | Yes |
| Segregated client accounts | Yes | Yes |
| Negative balance protection | Yes | Yes |
| Audited financials | Yes | Yes |
| Disclosed regulatory actions | None | None |
| Founded | 2016 | 1992 |
| Headquarters | Limassol, CY | Copenhagen, DK |
| Fees | 4.4 — Better | 4.2 |
| Safety & regulation | 4.3 | 4.7 — Better |
| Trading platform | 4.3 | 4.7 — Better |
| Product range | 3.6 | 4.8 — Better |
| Mobile app | 4.6 | 4.6 |
| Research | 4.2 | 4.5 — Better |
| Customer support | 4.2 — Better | 3.8 |
| Deposit & withdrawal | 4.5 — Better | 4.0 |
| Account opening | 4.6 — Better | 4.2 |
| Education | 4.6 — Better | 4.0 |
| Reference order EUR 5,000 | €5.00 | €4.00 — Better |
| Minimum deposit | US$20 | None — Better |
| Stocks (per order) | in the spread | 0.08 % |
| US stocks | in the spread | 0.08 % |
| ETFs | in the spread | 0.08 % |
| Options | Not offered | US$2 |
| Futures | Not offered | US$3 |
| Crypto | in the spread | n/a |
| Bonds (order) | n/a | 0.2 % |
| Funds (order) | n/a | Free |
| EUR/USD spread | 0.7 pips | 0.7 pips |
| Index CFD spread | 1 points | n/a |
| FX conversion | 0.7 % | 0.25 % — Better |
| Inactivity fee | None | None |
| Custody fee | n/a | 0.15 % p.a. |
| Withdrawal fee | free | free |
| Deposit fee | free | free |
| Overnight financing | 4.05 % | n/a |
| Other fees |
|
|
| Asset classes (of 14) | 8 | 11 — Better |
| Exchanges | n/a | 50 |
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Options | No | Yes |
| Futures | No | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | Yes |
| Crypto | Yes | No |
| Bonds | No | Yes |
| Funds | No | Yes |
| Commodities | Yes | Yes |
| Indices | Yes | Yes |
| Warrants | No | Yes |
| Spread betting | Yes | No |
| Social trading | No | No |
| Platforms | Capital.com Web PlatformCapital.com Mobile AppMetaTrader 4MetaTrader 5TradingView | SaxoTraderGOSaxoTraderPROSaxoInvestorSaxo mobile appSaxo OpenAPITradingView integration |
| Demo account | Yes | Yes |
| Fractional shares | Yes | No |
| Maximum leverage | 1:30 · Pro 1:300 | 1:30 · Pro 1:200 |
| Account opening | Under 10 minutes — fully digital, usually verified the same day | Fully online with electronic ID in most markets; often same day, otherwise 1–3 business days |
| Account types | Standard (Retail)ProfessionalCapital.com Invest | ClassicPlatinumVIP |
| Payment methods | Bank transferSEPACredit cardDebit cardPayPalApple PayGoogle PaySkrillNeteller | Bank transferSEPA |
| Account currencies | USDEURGBPPLNAUD | EURUSDGBPCHFDKKSEKNOKAUDCADJPY+9 |
| Deposit time | Instant for cards and e-wallets, 1–3 business days for bank wire | SEPA same day to 2 business days; international wire 1–3 business days |
| Withdrawal time | 1–3 business days | Usually 1 business day to the registered bank account |
| Free withdrawals | n/a | n/a |
| Languages | EnglishGermanSpanishItalianFrenchPolishArabicDutchRomanianCzech | EnglishDanishGermanFrenchItalianSpanishDutchPolishCzechSwedish+4 |
| Channels | EmailLive chatPhone | PhoneEmailLive chatTicket system |
| Availability | 24/7 | Monday to Friday, local office hours across 16 service locations; trading desks cover market hours |
Editorial assessment based on the recorded data.
Capital.com
The best-executed retail CFD platform in Europe, provided you accept that CFDs are the whole product.
Pros
Cons
Best for
Saxo
A Danish bank that trades like a professional platform — broad, polished, and no longer expensive.
Pros
Cons
Best for
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A demo account costs nothing and answers the platform question in ten minutes.
Advertising disclosure: where a partnership is active, we may earn a commission through broker links. The provider’s terms apply. Commissions do not influence our ratings; paid placements are separately labelled as sponsored.
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